Super User Think of Actuareal as an extension to your own actuarial team — we can help you, particularly when you're operating with a lean staff or no actuarial staff at all. Even if your company is a major risk writer with a large staff of actuaries, Acuareal's consulting services provide an effective alternative to deal with specific problems better, faster, and more efficiently than diverting your in-house actuarial resources from other critical projects. Our consultants can: Develop and model defined contributions pension plans and health benefits schemes help you determine pricing for a wide variety of insurance programs, taking into account your loss experience and anticipated changes in your operations help you develop rates based on a combination of our own reference for loss costs, competitive analyses using custom research, and your own or other loss experience and information project losses for your insurance exposures at various retentions and analyse the effect of various reinsurance options and other methods of financing risk provide analyses of liabilities for unpaid losses tailored to your company's unique experience prepare Statements of Actuarial Opinion, as required by regulators conduct analyses to help you manage your capital, determine your reinsurance needs, set line-of-insurance productivity targets, and develop plans educate your staff on various actuarial techniques We customise our actuarial consulting services to meet your needs. We're available to advise you on a variety of pricing and reserving issues. We'll provide the information and analyses you need to make better pricing and reserving decisions.